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Why Do I Need Insurance On My Mobility Scooter?

Mobility scooters can significantly enhance your quality of life – giving independence and accessibility. Their use helps thousands of people everyday carry on with everyday tasks. With the ability to use mobility scooters on pedestrian streets and roads, their level of risk increases.

Even the most careful driver can find themselves in an accident or have their scooter damaged in some form. That’s why it is ever so important to ensure that you are covered by a mobility scooter insurance policy.

What are the different types of Mobility Scooters?

Before taking out an insurance policy, it’s important to understand the different types of Mobility Scooters.

Class 2 scooters – Only for use on pavements (except where there isn’t pavement) and have a maximum speed of 4mph. You do not need to register your scooter with DVLA.

Class 3 scooters – Have to be registered with the DVLA and have a maximum weight of 150kg. They can be taken on the road with a speed limit of 8 miles per hour, but when on pavements, must be driven at 4 miles per hour. You are expected to obey all regulations as other road users. If you are taking your class 3 mobility scooter on the road, you must have an efficient braking system, indicators, rear view mirror, audible horn, front and rear lights.

Scooter Insurance is not a legal requirement, so why should I bother?

As it stands, owners of mobility scooters have no legal obligation to have insurance, but what happens if you have an accident or you wake up to find the scooter has been stolen? In 2017, it was reported by The Department for Transport that the number of accidents involving mobility scooters was on the rise with over 61 serious accidents reported for that year.

There are many reasons why it is a wise decision to take out insurance; for example, if you break down and find yourself stranded, the cover can help get you and your equipment safety home. With 24/7 national breakdown cover, you will always be in safe hands when these types of situations occur.

In worst case scenarios, such as your equipment being stolen, or even vandalised, the insurance can cover the cost of replacing or repairing the scooter. Let’s not forget that your insurance policy will include public liability – if you have an incident that results in causing an injury to a pedestrian, you could be protected from compensation claims.

Insurance not only offers you peace of mind but can also save you from paying out large sums of money. Having invested in a Mobility scooter, it is essential to protect that investment, to maintain that independence and quality of life that your scooter provides you.

We can help you Insure your mobility scooter

Here at The Mobility Aids Centre Ltd, we have worked with Mark Bates Ltd for a number of years to offer our customers a trusted mobility scooter insurance that works. If you currently don’t insure your mobility scooter and would like more information give us a call on 01733 342242, we will be more than happy to talk you through the options.

Reviews.co.uk
  • 4.60 Rating
  • 543 Reviews
  • Great communication. Very pleased with wheelchair. Thanks very much.
    Joanna D
  • Excellent service. Well informed staff came to demonstrate a standing chair, nothing was too much trouble and all my questions were answered. On delivery, customer service was brilliant, equipment was assembled and my home left clean and tidy. I would highly recommend this company.
    Ali A
  • Got my wheelchair quick, thanks!
    Rob W
  • thanks for sending them to me they were both very useful and has now made spoon feeding alot easier so thanks again
    marie g
  • Product came sooner than expected
    Audrey L
  • I purchased a Quest foldable mobility scooter - very pleased with the scooter and the service. I ordered it on a Friday and it was delivered on Monday. I would recommend to anyone - especially as I saved some money.
    Alison C
  • The item ordered is ideal for my Mums requirements and the delivery was excellent
    toni d
  • very useful aid to carry for my meals
    Jill B
  • Had a fantastic service from Steve Perry who was able to provide Minor Illness & Injuries Unit in Peterborough with some urgent crutches. Will use again. Thank you.
    Sara P
  • Couldn't have been more helpful on the telephone and delivery was first rate. Will definitely use again.
    Patricia C
  • Great service and very helpful when I couldn't locate something on the site. Very happy with wheelchair we purchased and the price was great too.
    Catherine R
  • Very impressed with the transit chair I bought. Very high quality, well designed and turns on a sixpence! Would recommend to anyone considering purchase.
    Hazel H
  • What fantastic customer service i received from this company..Easy straight forward transaction,extremely helpful and attentive staff..Thanks to Steve for your patience when i changed my mind re colour of pushchair three times..The Cappuccino Mewa is brilliant..Just what we have been looking for...
    Kate f
  • Ordering on line was easy, and the product was delivered within 2 working days, excellent service all round, cannot fault it at all.
    jacqueline b
  • First class service items lived up to expectations
    Susan m
  • Ordered a folding shower seat with 2 grab bars in the morning and these were delivered to me in the afternoon of the same day - that is what I call service. However the following day a further 2 Grab Bars were delivered and the co said that they would collect these the same day - still waiting after 1 week and another call - not so good and still waiting. A point that the co should consider is that we are finding it difficult to get someone to fit the shower seat and they are unable to provide any guidance or help. would suggest that they collect names and telephone numbers of local tradesmen who are trusted to fit their mobility equipment and provide guidance on fitting
    Edward B
  • Needed some crutches but not sure about measurements. Staff were helpful and knowledgeable on the phone. The price was very good, they arrived quickly and I am very pleased with them.
    Ann B
  • Called into the shop for a shower chair for an elderly relative. The staff were extremely helpful and knowledgeable. They didn't have the one I needed so I was offered the option of ordering in store or online. I ordered on line and the chair was delivered 2 days later. Fabulous service.I would recommend the Mobility Aids Centre. Thank you!
    Tracey K
  • Fantastic service, I order a Bathmaster Deltis bath chair lift on the 18/08/2015 and using the standard delivery system it was delivered to my house the following day. The chair works very well, it comes packed in the manufactures original box, battery ready charged for instantaneous use and at a very competitive price. Very good performance all round.
    Richard C
  • I was looking for a buggy for adults and the one I purchased named Troy. was excellent, I can put it up & down in seconds. The wheels are superbly easy to turn with. My husband says it is very comfortable and the black leather with red piping is very smart. When folded up there is a padded grip in the middle of the frame, which is perfectly balanced to lift it in and out of cars etc. a wonderfully strong but light wheelchair.
    Sandra S